HIGH VALUE HOME INSURANCE IN COHASSET
High Value home insurance is an important component of a complete private client insurance plan. Standard product offerings may not be enough for those with substantial assets and being improperly insured can expose you to risk.
Your Cohasset Home Is More than Property
Accomplished Homeowners Need Specialized Insurance
Successful individuals and families have more at risk and more to protect. High value homes and other substantial assets, require a level of protection, beyond that covered by typical home insurance.
High value homeowners living in Cohasset, Massachusetts rely on McSweeney & Ricci’s Private Client Group for premium homeowner’s insurance protection, concierge level service, and trusted advice.
Local Expertise & Advice
Located 20 miles south of Boston on the South Shore of Massachusetts, Cohasset is a beautiful coastal town and an ideal place to live and work. Cohasset residents know that living in a coastal community comes with its own unique set of risks. Our team has over fifty years of experience insuring homes on the coast, from our local Cohasset office. McSweeney & Ricci’s Private Client risk professionals specialize in providing custom crafted high value homeowners insurance, auto insurance, boat and yacht insurance as well as valuables and collections insurance.
Premium Protection For All Types of Homes
Whether you’re looking for high value home insurance for your primary home, vacation home, antique home, condominium or townhome- Protect your home’s unique features, such as upgraded kitchen appliances, custom cabinetry or media room. With high value home insurance, guaranteed replacement cost ensures you’ll be able to restore your home to its original state after a loss.
A robust portfolio requires specialized insurance protection. We offer premium homeowners’ protection tailored to your individual needs and risk profile, through our premium partners, Chubb, PURE, Cincinnati, Hanover Prestige, Berkley One and Vault.
Complete Insurance Solutions For:
Auto Insurance for your family car, collector or classic automobile, SUV or motorcycle – Repairs will be made with original manufacturer’s parts and your preferred mechanic.
Collections & Valuable Items Insurance – Whether you collect fine wines, rare pieces of art or jewelry, coverage is tailored to your unique collection and your items are protected while at home or away.
Watercraft Insurance for pleasure boats, luxury yachts, and sailboats – Broad protection to keep you, your passengers, and your crew protected.
Protect Your Custom Home With
Custom Coverage
Full Home Replacement Cost
Rebuilds your home after a total loss, even when costs exceed the policy limits.
Cash Settlement
Optional cash settlement, (up to policy limit), if you decide not to rebuild after a total loss.
Unlimited Loss of Use
Covers living expenses while your home is repaired after a covered loss, allowing you to maintain your standard of living.
Deductible Waiver
For large losses over $50,000, waives your deductible (if it is $50,000 or less).
Equipment Breakdown
You rely on the systems that power your home, such as heating, air conditioning, and home security systems. This option extends your homeowners, by providing coverage for losses due to mechanical/electrical system breakdowns.
Flexible Limits
You chose limits for personal property and collections, you can increase or decrease the limits if your circumstances change.
Let Our Team Protect What You’ve Built
With decades of experience, partnerships with premium carriers, and a seamless claims process, our Private Client Group is dedicated to providing Duxbury residents with complete insurance protection. For a personalized insurance program, including high net worth homeowners and concierge level service contact the risk professionals in McSweeney & Ricci’s Private Client Group.
Comprehensive Protection
Depending upon your unique needs, you may wish to select from the following policy add-ons to further extend your coverage.
EXCESS FLOOD
For homes in high risk flood zones, this coverage extends beyond the limits of government sponsored flood coverage.
CYBER FRAUD PROTECTION
Provides coverage for data breach, cyber extortion, home systems attack, online fraud or computer attack. Coverage is tailored to your risk profile.
BUILDER’S RISK
Protects your home or other structures while under construction or while being renovated