Protect your time on the water with customized personal watercraft insurance.

Fun and relaxing, your boat is also a significant investment that increases your liability.

Protect your property, your passengers, and your crew with premium watercraft insurance.

Whether you own a 35’ pleasure boat, a yacht, sailboat, or a wave runner McSweeney & Ricci’s Private Client Group, gives you access to the best protection available.

Our premium partners (Chubb, PURE, Cincinnati, Hanover Prestige, Berkley One, and Hagerty) offer broad coverage and flexible limits to safeguard your boat from a range of perils.

Your custom watercraft insurance plan protects against damage from wind, hail, rain, waves, fire, theft, vandalism, collisions with other boats, damage during transport and more.

Complete Watercraft Insurance
for All Types of Vessels

Sailboat, luxury yacht, mega-yacht or jet-ski, no matter what kind of vessel you captain, tailored Private Client Group boat insurance keeps you covered for more than just your property.

Boat Insurance

Complete and customizable watercraft insurance at competitive rates for runabouts, sailboats, and pleasure boats 35 feet and less.
Our Private Client Risk Managers will tailor an insurance plan that protects both boat owners and their vessels.

Yacht & Mega-Yacht Insurance

Yachts 36 feet or greater in length (up to 70 feet) are in a class of their own, and require specialized protection.

Yacht Insurance Options:

  • Boat Show & Demonstration Coverage
  • Coverage for Marina’s and Yacht Clubs as Additional Insureds
  • Temporary Substitute Watercraft
  • Marine Environmental Damage
  • Search & Rescue Coverage & More!

Personal Watercraft Insurance

Jet ski’s, waverunners, and other personal watercraft (PWCs), may be smaller in size than other vessels, but they still need to be protected. These “toys” do pose a degree of risk that can prove costly without proper levels of boat insurance.

Protect Your Watercraft with Custom Coverage

Agreed Value

After a total covered loss of your watercraft, this coverage pays you the hull coverage amount on your policy with no deductible.

Uninsured Boater

Your policy provides coverage for bodily injury experienced by yourself or others, aboard your vessel, as a result of the actions of an uninsured vessel.

Hurricane Haul-Out

For coastal areas, this coverage reimburses costs incurred to move and store your vessel to prevent damage by a named storm.

Liability Protection

Your customized liability insurance can include coverage for legal defense costs, marine environmental damage and wreck removal, and pollution clean up and containment.

Emergency Towing & Assistance

If your watercraft becomes disabled (by a covered or non-covered event), this coverage pays your towing and assistance costs, (with no deductible).

Longshore & Harbor Workers Compensation

A supplement to your liability coverage, this protects those employed aboard your watercraft, who are within the jurisdiction of the LHWCA.

Let Our Team Protect All Your Adventures

We offer expert guidance to help you avoid risk and provide you with white glove claims handling, if you do experience a loss. Our team will provide advice on hull inspections, repair shops and can even arrange an alternate vehicle for you, while yours is being repaired. A seamless claims experience ensures the fastest return to your maritime pursuits.

Our coverage ensures your passengers and crew are protected by land or by sea. With broad coverage and flexible limits, your adventures are protected no matter where they lead you.



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