High Net Worth
Home Insurance
in Florida

Accomplished Florida residents have more to protect. Preserve the lifestyle you’ve worked hard to achieve with high value home insurance.

Your Florida Home is Much More than just Another Property or Investment.

We Specialize In The Unique Needs Of Luxury Homeowners.

With its warm climate, miles of breathtaking coastline and access to world-class amenities, many successful individuals and families enjoy home ownership in Jupiter, West Palm Beach, Naples as well as other Florida communities. Owning a home in Florida is not without its risks, including extreme weather, theft, physical accidents and other unplanned circumstances. Find protection and peace of mind with high net worth home insurance in Florida from McSweeney & Ricci’s Private Client Group.


Premium Protection,
Concierge-Level Service

Accomplished clients have more assets that need to be protected. For over half a century,
McSweeney & Ricci has provided personalized solutions and superior service to high net worth clients from Massachusetts to Florida and across the United States. 

From your golf community estate or beachfront home to your prized convertible sports car and ocean-going yacht – McSweeney & Ricci’s Private Client Group has you covered. We’ve partnered with select premium insurers Chubb, PURE, Cincinnati, Hanover Prestige, Berkley One and Vault to deliver complete and customized insurance protection and maximum value. .

Complete Insurance for Every Type of Home

Whether your Florida home is your primary residence or a vacation home, our professional team will evaluate your individual risks and tailor coverage based on your unique needs.  Our Private Client Group has extensive experience protecting coastal homes and is familiar with the risks facing Florida homeowners.

It’s the details that make your house a home. With high net worth home insurance in Florida, you won’t have to settle for inferior quality replacements to your home’s distinctive features like custom cabinetry, upgraded appliances, specialty fixtures and more.  We offer guaranteed replacement cost coverage so that if you do experience a loss, you can restore your home to its original beauty.

Complete Insurance Solutions for:

Cars, collector cars, trucks, SUVs, motorcycles and ATVs – No matter what you drive, you can travel with confidence, knowing your coverage includes repairs made with original equipment manufacturer’s parts, your choice of mechanic, agreed value coverage and more.

Pleasure boats, yachts, sailboats and other watercraft-  Florida provides endless opportunities for boating, fishing, water skiing and other activities on the water. Protect your adventures with watercraft insurance. We offer premier level coverage for you, your passengers, and your crew. Other key features include uninsured/underinsured boater coverage, agreed value, medical payments, liability and more.

Collections and Valuable Items – We offer expanded coverage for valuables and collections. Whether you’re passionate about collecting wine, jewelry, artwork, or memorabilia, you’ll have worldwide protection, coverage for newly acquired items and items in transit or on loan. Scheduled coverage for items with known values as well as blanket coverage for entire collections is available.


Let Us Protect What You've Built

When you partner with McSweeney & Ricci’s Private Client Group, you can expect personalized insurance solutions and concierge-level service. With decades of experience, a seamless claims process, and strong carrier relationships, let McSweeney & Ricci’s Private Client Group act as your trusted advisors.  For more information on custom high net worth home insurance in Florida contact our team of risk professionals today at (844) 501-1361 or request a complimentary quote on our website.