Excess Liability Insurance
Safeguard yourself and your family with the added layer of protection, Personal Excess Liability provides.
Complete Insurance solutions to protect what you've worked to achieve
Accomplished Cohasset Residents Have More at Risk.
Everything from owning multiple vehicles, to hosting pool parties, and employing a domestic staff can increase your risk as there is the potential for injuries, as well as property damage. McSweeney & Ricci’s Private Client Group helps safeguard high-net worth individuals and families in Cohasset with customized insurance protection. Personal excess liability insurance adds an extra layer of protection, and is an important component of any complete risk management program.
A plan for the Unexpected
Accomplished individuals are more often the target of litigation. If a guest falls in your home, you’re found at-fault for a car accident, or defense costs in a lawsuit are outrageous, and the costs exceed the limits of your car, home, or watercraft insurance, without personal excess liability insurance your financial security could be at risk.
Adding an Excess liability policy onto your existing insurance program, helps to protect your assets and the success you’ve worked to achieve. Personal Excess Liability Insurance is more cost effective than you may think. Try the easy online pricing tool from our partners at Pure Insurance.
Excess Liability Pricing Tool
Excess Liability Pricing Tool
Excess Liability Insurance in Cohasset Can Include:
Flexible Limits: From $1 Million to $50 Million
Excess Liability Protection: Coverage against claims for personal injury such as slander, libel, defamation, bodily injury and more. Reduces coverage gaps by picking up where your existing home, auto or watercraft policy ends.
Excess Uninsured/Underinsured Motorist Protection: Expanded coverage for accidents involving a driver who is underinsured or uninsured.
Defense Cost: Reimbursement for legal defense against groundless and fraudulent lawsuits.
Additional Features of Personal Excess Liability Insurance:
Not for Profit Directors & Officers Liability: As a board member of a non-profit, you may be held liable for the actions of the organizations you serve. This coverage protects you if you are accused of wrongful termination or breach of fiduciary duties.
Domestic Employment Practices Liability Coverage: Protection against wrongful employment allegations from domestic staff such as housekeepers, drivers, care takers, or childcare providers.
Let Our Private Client Group Protect
What You've Built
The amount of excess liability protection you should purchase depends upon many factors including your financial situation. Our premium partners Pure, Chubb, Hanover Prestige, Cincinnati and Vault offer some of the best coverage available.
Our professional team will help you select excess liability insurance in Cohasset that reflects your unique lifestyle and risk exposure. We take careful inventory of your assets, including; homes, cars, boats, ocean going yachts, private collections and more, to make sure they are properly protected. We will also consider personal risk factors such as domestic employees, number of properties, and miles driven in a year. Our agents have helped individuals and families in South Shore Towns like Cohasset, throughout Massachusetts and all over the United States, find peace of mind with custom excess liability insurance.
Discover how personal excess liability insurance can give you the added piece of mind in knowing that if something were to happen, you’re protected.